It’s that time again!  But will this Christmas be any different?  Does the credit crunch mean we’ll all tighten our belts this year, or are we waiting in fear for the January credit card bill to fall on the mat?  Is there still fun in the festive season, or has it lost its sparkle?  Join for a trip to Santa’s grotto as we think about toys, nativities and cash – or the lack of it – in this month’s festive podcast


The Entertainer

Frontline Debt Advice

Starshine Music

The Christmas story